The Power of 6% APY: How to Build Wealth Smarter

Most people lose money chasing risky bets while savings shrink with inflation. See how 6% APY can help you invest smarter and build wealth over time.

The Illusion of Quick Riches

Many people dream of making 1,000x returns on $100, turning to crypto, sports betting apps, or lottery tickets as their ticket to wealth. The problem? These methods all rely on the same flawed mindset—the hope of beating astronomical odds to "hit it big."

The reality is that the chances of success with such high-risk strategies are minuscule. Whether it's crypto speculation, sports betting, or the lottery, the vast majority of participants lose money over time. Yet, ironically, many of these same individuals keep their remaining cash in a traditional savings account, earning an average of just 0.41% APY as of January 2025.

Let’s compare that to a steady 6% APY investment—the kind of return Realbricks investors could have access to.

The Power of 6% APY vs. Traditional Savings

Many people accept near-zero growth in a savings account while simultaneously chasing risky get-rich-quick schemes. But what if they shifted that focus toward a steady, compounding return?

In Q4 of 2024, Realbricks paid out a 2.25% quarterly dividend, which equates to a 9.4% annualized return. That’s an incredible number. But for this article, let’s conservatively focus on 6% APY to show just how powerful consistent returns can be.

Comparison: $10,000 Over 10 Years

Traditional Savings Account (0.41% APY)

  • Starting balance: $10,000
  • After 10 years: $10,413
  • Real purchasing power after inflation (~2% per year): $8,170

Realbricks Investment (6% APY, reinvested annually)

  • Starting balance: $10,000
  • After 10 years: $17,908
  • Real purchasing power after inflation (~2% per year): $14,000+

Result: Investing in Realbricks at a steady 6% APY can significantly grow your wealth, while keeping it in a savings account barely yields any growth—and when accounting for inflation, actually results in a loss of value. Over 10 years, a traditional savings account earning 0.41% APY would leave your money with less purchasing power than when you started, making it a poor choice for long-term financial security. With inflation rates as they are today, more and more people are realizing that simply keeping money in a bank does not protect its purchasing power. Traditional savings accounts, on average, fail to keep pace with the steady 2% inflation rate, leading to a gradual erosion of true value. 

The Reality of High-Risk Gambling

For those who think high-risk bets are the answer, let’s look at the actual returns:

Crypto Speculation

  • The average investor loses money in crypto because of extreme volatility and poor timing.
  • A study by the Bank for International Settlements (BIS) found that approximately 75% of retail Bitcoin investors lost money between August 2015 and December 2022, with the median investor losing 47.89% of their total investment. (BIS Report)

Sports Betting & Lottery Tickets

  • A study published in the Wall Street Journal indicates that, on average, sports bettors lose 7.5 cents per dollar wagered, equating to a 7.5% loss on their total bets. (WSJ) Research from Stanford University supports this finding, revealing that bettors expect to make a profit of 0.3 cents per dollar wagered, but in reality, they experience a loss of 7.5 cents per dollar. (WCNC) (CT Insider)
  • Lottery odds? 1 in 292 million for major jackpots—meaning you are statistically more likely to be struck by lightning multiple times.

🚨 Conclusion: Throwing $10,000 into high-risk speculation is almost like burning money. Instead, slow and steady growth wins the race.

Why Realbricks is Different

At Realbricks, we focus on stable, consistent, and strong returns—not hype.

What We Offer:

Start with just $100 – No credit checks, no mortgages required.
Own rental properties across the U.S. – Instant diversification.
Receive monthly rental income – 100% passive investing.
Watch your investment grow – Benefit from appreciation and reinvestment.
Zero maintenance, zero stress – We handle property management.

📲 Realbricks makes real estate investing simple with our iOS and Android apps.

💬 Need help? Our customer support team, led by Nick Roman, is here to assist you every step of the way.

Why Omaha? A Smart, Stable Market

Realbricks strategically invests in Omaha, Nebraska, a market known for stability, strong rental demand, and long-term appreciation. Read more about why Omaha is an ideal location for real estate investment in our detailed article here.

Final Thoughts: Slow & Steady Wins

Many people fall for the illusion of fast money—only to lose their savings in high-risk bets or let inflation eat away at their bank balance.

With Realbricks, you can invest in real estate for as little as $100, earn consistent returns, and build wealth over time.

Get started with Realbricks in just 5 minutes.

Disclaimer: Investing in real estate involves risks, including the potential loss of capital. This content is for informational purposes only and is not intended as investment advice. Investors should perform their own research and consult with financial professionals before making investment decisions.